Types of Fintech Companies in India & Their Regulatory Requirements
Inside This Article India’s fintech sector is transforming financial services, offering seamless digital experiences across payments, lending, investment, neobanking, and insurance tech. However, navigating regulatory compliance, especially with the Reserve Bank of India (RBI), is essential for fintech companies to thrive. In this blog, we’ll explore: ✔ Types of fintech business models in India✔ Regulatory […]
How to Start a Fintech Company in India: A Step-by-Step Guide
India’s fintech sector is booming, dramatically reshaping traditional financial services with digital innovation. However, launching a successful fintech startup involves navigating complex regulatory landscapes, building secure technological frameworks, and choosing the right strategic partnerships. Partnering with Non-Banking Financial Companies (NBFCs) through advisory services can significantly simplify these challenges, helping entrepreneurs efficiently manage compliance, funding, and […]
How to Set Up a Fintech Company: A Step-by-Step Guide with NBFC Advisory Services
The financial technology (fintech) industry is rapidly evolving, transforming traditional financial services through digital innovation. As fintech companies aim to provide seamless financial solutions, regulatory compliance and operational efficiency become critical. Partnering with Non-Banking Financial Companies (NBFCs) can offer a structured approach to navigating these complexities. In this blog, we explore the key aspects of setting […]
Fintech Regulatory Compliance: 2025 Guide
Inside This Article The fintech industry is evolving at an incredible pace, but with innovation comes the challenge of regulatory compliance. As we move into 2025, fintech companies, non-banking financial corporations (NBFCs), and financial institutions must stay ahead of the curve to meet increasing regulatory expectations. Compliance isn’t just about following rules—it’s about building trust, […]
Understanding CIBIL, Experian, CRIF High Mark, and Equifax in India
In India’s financial landscape, credit information companies, also known as credit bureaus, play a crucial role in assessing the creditworthiness of individuals and businesses. These bureaus help lenders decide whether to approve loans, credit cards, and other financial products based on a person’s or entity’s financial history. The four major credit bureaus in India are: […]
Understanding the Role of Credit Information Companies (CICs) in Loan Approvals
Inside This Article Getting a loan involves more than just submitting an application; it requires proving your financial reliability and responsible credit behavior. Credit Information Companies (CICs) play a key role in helping lenders assess a borrower’s creditworthiness by analyzing repayment history, outstanding debts, and overall financial stability. By collecting and evaluating this data, CICs […]
AML & KYC Compliance Checklist for NBFCs
Inside This Article With financial fraud and money laundering risks on the rise, Non-Banking Financial Companies (NBFCs) must strictly comply with Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations. The Reserve Bank of India (RBI) and the Financial Intelligence Unit – India (FIU-IND) enforce these compliance measures to ensure financial integrity, prevent fraud, and […]
Is CERSAI Registration Mandatory for NBFCs?
Non-Banking Financial Companies (NBFCs) play a crucial role in India’s financial system by offering loans and credit to individuals and businesses that may not have access to traditional banking services. They provide essential financial support to small businesses, entrepreneurs, and individuals, bridging the gap between banks and borrowers. However, with growing concerns about fraudulent practices […]
CERSAI KYC Process Guide: Importance, Steps, and Compliance
Inside This Article When it comes to loans and financial transactions, security and transparency are key. That’s where CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) comes in. It helps prevent fraud in secured loans by keeping track of important financial details. A crucial part of this system is the Know […]
CERSAI: A Comprehensive Guide to Its Meaning, Functions, Process, and Benefits
The financial sector is growing rapidly, making loan security more important than ever. Fraud, such as taking multiple loans on the same property, poses a major risk to lenders. To address this, the Government of India set up CERSAI (Central Registry of Securitization Asset Reconstruction and Security Interest of India). CERSAI is a centralized online […]
