Hemant

Understanding Credit Reports and Credit Scores for NBFC Compliance

Inside This Article In India’s rapidly evolving financial sector, Non-Banking Financial Companies (NBFCs) play a crucial role in providing loans, credit facilities, and financial services to businesses and individuals. However, with growing regulatory scrutiny, NBFCs must ensure robust credit assessment practices to mitigate risks and comply with Reserve Bank of

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Fintech Compliance Checklist - NBFC Advisory

Fintech Compliance Checklist for Indian Companies in 2025

India’s fintech ecosystem is experiencing rapid growth, with companies offering digital lending, payment solutions, investment platforms, and neo banking services. However, the regulatory landscape is becoming more stringent, with the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI), and the Financial Intelligence Unit (FIU-IND) tightening compliance

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Investing in P2P Lending: What You Need to Know Before You Start

Inside This Article The financial arena is always coming in with a twist, and one of the most important things that has emerged over the recent years is peer-to-peer or P2P lending. This emerged through the necessity to devise more accessible financing means and provide investors with alternative avenues to

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Category III AIFs: Exploring Complex Strategies

Inside This Article Category III AIFs are the most diversified and flexible of all three categories. These funds employ sophisticated strategies to increase returns. They are essentially hedge funds, which involve the trading of derivatives, arbitrage strategies, and other market-linked opportunities. Category III AIFs are ideal for investors who are

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Credit Information Companies-CICs - NBFC Advisory

What Are Credit Information Companies (CICs) and How Do They Work?

Introduction: Understanding the Backbone of Credit Reporting in India In today’s financial ecosystem, making informed lending decisions is crucial, both for financial institutions and individual borrowers. But how do banks and Non-Banking Financial Companies (NBFCs) assess someone’s creditworthiness? That’s where Credit Information Companies (CICs) step in. These specialized entities gather

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Category II AIFs: Flexible Yet Regulated Investments

Inside This Article Category II AIFs have been developed to offer the investor flexible investment options that are not tied to government-specific incentives or even restrictions. These funds include private equity, real estate, debt funds, and other areas and are suited for investors who require diversification of portfolios using moderate

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Category I AIFs: The Growth Engine Of Significant Investments

Inside This Article Category I AIF is designed for routing investment to sectors believed to be an economic as well as socially relevant direction. The aim of the category is based upon the grounds that it brings about country-level economic growth to the extent that SEBI has accorded these recognition

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Struggling to begin your NBFC journey in India?

NBFC Advisory recommends connecting with our in-house experts to strategically plan your NBFC licensing, registration, and RBI approval roadmap.