Every NBFC in India runs under a Certificate of Registration (CoR) granted by the Reserve Bank of India (RBI). This registration opens the doors to regulated financial activity, but it also brings ongoing compliance and capital requirements. Sometimes, continuing as an NBFC no longer makes sense; the business may have
Starting an NBFC often begins with ambition. Promoters see opportunity in lending, structured finance, and long-term scalability. But running an NBFC is very different from holding a registration certificate. Over time, regulatory expectations increase, compliance becomes stricter, and operating costs rise. For many NBFCs, business plans change. Some never start
If you are building a lending-focused FinTech in India, there is one decision that shapes everything that follows. Before growth, before marketing, before funding, you must decide how you will lend. Not what product you will build, not who your customer is, but the structure through which money will actually
Non-Banking Financial Companies, or NBFCs, play an important role in India’s lending system. They help people who cannot easily get loans from banks or who need money quickly. NBFCs give loans for homes, vehicles, small shops, and daily needs. They also support digital loan apps and help people take their
India’s financial landscape is evolving rapidly, and Non-Banking Financial Companies (NBFCs) are at the center of this change. They serve individuals, small shops, and enterprises often left out by traditional banks. By offering loans, credit facilities, microfinance, leasing, and investment options, NBFCs provide faster and more flexible solutions. This makes
On May 27, 2025, the Reserve Bank of India (RBI) introduced a significant clarification that will reshape how Non-Banking Financial Companies (NBFCs) and FinTech companies collaborate in digital lending. In simple terms, the RBI has stated that NBFCs can no longer consider Default Loss Guarantees (DLGs) offered by FinTechs when
Inside This Article An NBFC, or Non-Banking Financial Company, is a type of company in India that works a lot like a bank—it can give loans, help people buy things on finance, and offer investment services. But unlike regular banks, NBFCs don’t have a full banking license. NBFCs play a
Non-Banking Financial Companies (NBFCs) play a key role in India’s financial system. They provide loans, credit, and other financial services to businesses and individuals. To operate legally, NBFCs must follow rules set by the Reserve Bank of India (RBI). These rules are known as RBI compliance for NBFC. They help
India’s financial system is changing fast. Digital Lending in India is now a key part of this change. What started with fintech startups is now used by banks and NBFCs as well. Loans are given faster, at lower cost, and to more people through digital platforms. As per industry estimates,
Every NBFC in India runs under a Certificate of Registration (CoR) granted by the Reserve Bank of India (RBI). This registration opens the doors to
Starting an NBFC often begins with ambition. Promoters see opportunity in lending, structured finance, and long-term scalability. But running an NBFC is very different from
If you are building a lending-focused FinTech in India, there is one decision that shapes everything that follows. Before growth, before marketing, before funding, you
Non-Banking Financial Companies, or NBFCs, play an important role in India’s lending system. They help people who cannot easily get loans from banks or who
India’s financial landscape is evolving rapidly, and Non-Banking Financial Companies (NBFCs) are at the center of this change. They serve individuals, small shops, and enterprises
On May 27, 2025, the Reserve Bank of India (RBI) introduced a significant clarification that will reshape how Non-Banking Financial Companies (NBFCs) and FinTech companies
Inside This Article An NBFC, or Non-Banking Financial Company, is a type of company in India that works a lot like a bank—it can give
Non-Banking Financial Companies (NBFCs) play a key role in India’s financial system. They provide loans, credit, and other financial services to businesses and individuals. To
India’s financial system is changing fast. Digital Lending in India is now a key part of this change. What started with fintech startups is now
