A Simple Guide to New Rules on Default Loss Guarantees for NBFCs & FinTechs
On May 27, 2025, the Reserve Bank of India (RBI) introduced a significant clarification that will reshape how Non-Banking Financial Companies (NBFCs) and FinTech companies collaborate in digital lending. In simple terms, the RBI has stated that NBFCs can no longer consider Default Loss Guarantees (DLGs) offered by FinTechs when calculating loan loss provisions. This […]
RBI Makes PRAVAAH Portal Mandatory for All Regulatory Applications from May 1, 2025
Inside This Article India’s financial rules are changing, and the Reserve Bank of India (RBI) is leading the way. Starting May 1, 2025, all banks, NBFCs, and payment companies must use the PRAVAAH website to send forms to the RBI. This blog tells you what this change means, how it can affect your business, and […]
RBI Governor Wants US Companies to Invest in India
Inside This Article India is growing fast. And now, India wants the world to grow with it. This week, Sanjay Malhotra, Governor of the Reserve Bank of India (RBI), spoke to business leaders in the US. His message was clear and exciting: “India is ready for global investors.” At NBFCAdvisory.com, we help foreign businesses understand […]
RBI Cuts Repo Rate to 6% to Protect India’s Economy from Global Trade Issues
Introduction: RBI’s Strategic Decision The Reserve Bank of India (RBI), under Governor Sanjay Malhotra, has cut the repo rate by 0.25%, making it 6%. This means loans can become cheaper. The RBI did this because new trade rules in the U.S. might hurt global trade and affect India’s economy. So, this step is to help […]
RBI’s recent notifications: Impacts on NBFCs in 2023
Inside This Article Introduction As we know, NBFCs are performing an imensive job by providing credit facilities to specific niche sectors, viz., infrastructure and unbanked sections of the economy — thus, driving financial inclusion in India. And the sector has reported a total annual growth of almost 18% over the previous few years and is […]
What is a Payment Aggregator, what are the benefits, How it works, and How to get registered with RBI?
Inside This Article Introduction Payment or merchant aggregators are third-party service providers allowing payment through several gateways without a merchant account with a bank or card association. PayPal was the first to offer such a service in 1998. Traditionally this has been quite a manual and muddled process to negotiate with each bank, card provider, and other financial […]
