AI underwriting is transforming NBFC lending, but regulation is catching up fast. This guide breaks down RBI expectations, data protection rules, fintech risks, and how NBFCs can use AI responsibly
Reserve Bank of India is proposing targeted safeguards in UPI to reduce fraud without disrupting everyday payments. The focus is on adding friction only in high-risk scenarios like new beneficiaries
NBFC–FinTech partnerships are transforming digital lending in India. Success depends on strong governance, clear risk allocation, and NBFC-led compliance to balance innovation, growth, and regulatory responsibility. Key Points NBFCs contribute
Global investors are returning to mid-tier NBFCs as sector growth rebounds, regulation strengthens, and diversified, asset-backed models offer stable yield with controlled risk and scalable opportunity. Key Points: • NBFC
RBI’s 2026 draft on NBFC Registration and Scale-Based Regulation introduces a risk-based framework where regulatory requirements depend on the size, activities, and risk profile of an NBFC. It proposes lighter
Battery-backed loans are emerging as a powerful new asset class in India. With EV growth, battery swapping, and recycling markets, NBFCs can unlock faster, safer, and greener lending opportunities. Key
India’s clean-energy surge is opening a huge lending market. NBFCs are financing renewables, EVs, storage, and efficiency upgrades, gaining lower risk, stable returns, and cheaper ESG capital. Key points Clean-energy
NBFCs are raising lower-cost capital via green bonds as investor demand rises. Strong reporting, clean-energy lending, and clear use-of-proceeds help them access this growing ESG market. Key Points India’s sustainable
RBI’s revised scale-based rules reshape how NBFCs are classified and supervised. Size, activity and risk now decide regulatory intensity, forcing firms to rethink growth and governance. Key points to cover
RBI’s sharper scrutiny of weak NBFCs signals a shift toward stronger risk control, cleaner portfolios, and credible growth. The firms that adapt will shape India’s lending landscape in 2026. Key
NBFCs are emerging as the financial backbone of India’s EV push. Their agility, green funding access, and innovative loan models can accelerate adoption—if they adapt to new risks and liquidity
India’s EV shift needs strong financing, and NBFCs sit at the core. Their agility, partnerships, and new loan models can bridge the credit gap, if they adapt to evolving risks
