The RBI has reportedly increased the repo rate by 0.25 percentage points, from 5.25% to 5.50%, and shifted its monetary policy stance from neutral to calibrated tightening. The move is

NBFCs are moving beyond traditional advantages like low-cost funding and underwriting. Leasing, securitisation, and servicing are emerging as stronger, more sustainable competitive moats. Together, they help NBFCs diversify funding, manage

RBI penalized five NBFCs in one week (mid-August 2026) for regulatory non-compliance. Two cases—Shri Ram Finance Corporation Private Limited (₹8.10 lakh) and Progfin Private Limited (₹2.70 lakh)—are highlighted as illustrative

Embedded finance is transforming India’s lending ecosystem, creating significant opportunities for NBFCs through digital platforms, fintech partnerships, and data-driven lending. To stay competitive, NBFCs must strengthen technology, underwriting, compliance, and

RBI has exempted small, non-deposit-taking NBFCs (assets under ₹1,000 crore, no public funds) from registration and reserve fund norms, effective July 1, 2026. Part of RBI’s scale-based regulatory approach, this

The RBI’s PA-CB (Payment Aggregator – Cross Border) framework brings all cross-border payment facilitators under a formal regulatory regime. Non-bank entities handling international payments must now obtain RBI authorization, meet

AI underwriting is transforming NBFC lending, but regulation is catching up fast. This guide breaks down RBI expectations, data protection rules, fintech risks, and how NBFCs can use AI responsibly

Reserve Bank of India is proposing targeted safeguards in UPI to reduce fraud without disrupting everyday payments. The focus is on adding friction only in high-risk scenarios like new beneficiaries

NBFC–FinTech partnerships are transforming digital lending in India. Success depends on strong governance, clear risk allocation, and NBFC-led compliance to balance innovation, growth, and regulatory responsibility. Key Points NBFCs contribute

Global investors are returning to mid-tier NBFCs as sector growth rebounds, regulation strengthens, and diversified, asset-backed models offer stable yield with controlled risk and scalable opportunity. Key Points: • NBFC

RBI’s 2026 draft on NBFC Registration and Scale-Based Regulation introduces a risk-based framework where regulatory requirements depend on the size, activities, and risk profile of an NBFC. It proposes lighter

Battery-backed loans are emerging as a powerful new asset class in India. With EV growth, battery swapping, and recycling markets, NBFCs can unlock faster, safer, and greener lending opportunities. Key