RBI’s revised scale-based rules reshape how NBFCs are classified and supervised. Size, activity and risk now decide regulatory intensity, forcing firms to rethink growth and governance.
Key points to cover
- What SBR is and why RBI uses a layered approach
- Four-tier structure: BL, ML, UL, TL
- Updated thresholds and activity-based criteria for classification
- Harmonisation of older NBFC rules under the new framework
- Rising regulatory expectations as NBFCs move up layers
- Compliance glide paths for firms shifting classifications
- Strategic impact on small, mid-sized and large NBFCs
- How the revisions alter cost structures, credibility and competition
- Implications for growth, governance, funding and product strategy
- Why NBFCs must reassess their likely layer and plan for transitions
