A Complete Checklist for NBFC Compliance
Running an NBFC gives you a huge opportunity in India’s growing financial landscape. But you already know this: with opportunity comes oversight. The Reserve Bank of India expects every NBFC to run tight systems, report accurate data and follow a clear set of rules known as NBFC Compliances. These rules begin the day you apply […]
Running an NBFC? Here’s Your Complete Guide to Annual RBI Compliances
If you’re running an NBFC license, you already know how much the stability of your business depends on NBFC compliance. It isn’t something you deal with at the end of a quarter. It isn’t something you delegate without oversight. It’s the backbone of your nbfc licence and, in many ways, the strongest indicator of your […]
Regulatory Compliance Calendar for NBFCs
Keeping up with NBFC compliances can feel like running on a treadmill that never stops. New circulars, changing formats, different portals — and multiple regulators watching closely. One missed deadline can trigger more than a penalty; it can bring inspection notices or reputational risk. That’s why every responsible NBFC, big or small, needs one essential […]
Understanding CIBIL, Experian, CRIF High Mark, and Equifax in India
In India’s financial landscape, credit information companies, also known as credit bureaus, play a crucial role in assessing the creditworthiness of individuals and businesses. These bureaus help lenders decide whether to approve loans, credit cards, and other financial products based on a person’s or entity’s financial history. The four major credit bureaus in India are: […]
Understanding the Role of Credit Information Companies (CICs) in Loan Approvals
Inside This Article Getting a loan involves more than just submitting an application; it requires proving your financial reliability and responsible credit behavior. Credit Information Companies (CICs) play a key role in helping lenders assess a borrower’s creditworthiness by analyzing repayment history, outstanding debts, and overall financial stability. By collecting and evaluating this data, CICs […]
AML & KYC Compliance Checklist for NBFCs
Inside This Article With financial fraud and money laundering risks on the rise, Non-Banking Financial Companies (NBFCs) must strictly comply with Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations. The Reserve Bank of India (RBI) and the Financial Intelligence Unit – India (FIU-IND) enforce these compliance measures to ensure financial integrity, prevent fraud, and […]
Is CERSAI Registration Mandatory for NBFCs?
Non-Banking Financial Companies (NBFCs) play a crucial role in India’s financial system by offering loans and credit to individuals and businesses that may not have access to traditional banking services. They provide essential financial support to small businesses, entrepreneurs, and individuals, bridging the gap between banks and borrowers. However, with growing concerns about fraudulent practices […]
CERSAI KYC Process Guide: Importance, Steps, and Compliance
Inside This Article When it comes to loans and financial transactions, security and transparency are key. That’s where CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India) comes in. It helps prevent fraud in secured loans by keeping track of important financial details. A crucial part of this system is the Know […]
CERSAI: A Comprehensive Guide to Its Meaning, Functions, Process, and Benefits
The financial sector is growing rapidly, making loan security more important than ever. Fraud, such as taking multiple loans on the same property, poses a major risk to lenders. To address this, the Government of India set up CERSAI (Central Registry of Securitization Asset Reconstruction and Security Interest of India). CERSAI is a centralized online […]
Understanding the Importance of FIU-IND Registration for NBFCs
Inside This Article With the increasing focus on financial transparency and anti-money laundering (AML) measures, the Financial Intelligence Unit – India (FIU-IND) plays a crucial role in monitoring and preventing illicit financial activities. FIU-IND registration is mandatory for Non-Banking Financial Companies (NBFCs) to ensure compliance with anti-money laundering (AML) and counter-terrorism financing (CFT) regulations in […]
