Are you contemplating the acquisition of a Non-Banking Financial Company (NBFC)? Before diving in, it's crucial to understand the strategic considerations and regulatory aspects involved.
Here's a brief overview:
✅ Strategic Considerations:
1️⃣ Business Synergy: Seek alignment with your company's objectives for enhanced market position and expanded offerings. 2️⃣ Financial Due Diligence: Assess the…
The NBFC sector has undergone a significant transformation in the lending landscape with the advent of digitalization. Automation has revolutionized various aspects of NBFC operations, such as customer acquisition and verification. However, the credit risk underwriting process, which determines the borrower's creditworthiness, is still heavily reliant on manual assessment in many NBFCs. This manual approach…
India’s economic growth has been exceptional in the past few years. It can be easily attributed to the microfinance companies in India whose immense contribution fueled this rapid growth.
Microfinance companies have been instrumental in attenuating poverty by uplifting the poor, particularly women and the youth, in rural areas. The microfinance sector has brought formal…
Introduction
To run and execute any business's 5-year plan in its arsenal is as crucial as having a product— it helps teams and investors understand and account for the business’ core idea and prove its metal.
However, employing an actionable one takes time, and future uncertainty makes it even harder to lean on it. So efficacy…
NBFCs (non-banking financial companies), unlike other banking institutions they don't adhere to banking regulations but are regulated by Reserve Bank of India and are registered institutes under the companies act 1956 or Companies Act 2013.
In India, there are mainly two kinds of NBFC:
Depositing accepting NBFCs - regulated by RBI Non-deposit accepting NBFCs -…